Loan Products
| Fixed Home Equity Loans | ||
| APR | Term | Payment Amount per $1000 Borrowed |
| 5.75% | 5 years | 19.22 |
| 6.00% | 10 years | 11.10 |
| 6.25% | 15 years | 8.57 |
| 6.50% | 20 years | 7.46 |
| Maximum of $424,100.00 Payments do not include taxes and insurance premiums | ||
| Variable Home Equity Loans | |||
| Name | APR | Term | Payment Amount per $1000 Borrowed |
| Variable 7/1 year ARM | Prime - 0.50% | up to 20 years | 7.16 |
| First Place Variable 7/1 year ARM | Prime - 0.50% | up to 30 Years | 6.00 |
| Maximum of $424,100.00 Payments do not include taxes and insurance premiums | |||
| |||
| Personal Loans | ||
| APR | Term | Payment Amount per $1000 Borrowed |
| 8.75% | up to 36 months | 31.68 |
| 9.25% | up to 48 months | 25.00 |
| 10.75% | up to 60 months | 21.62 |
| 12.50% | up to 72 months | 19.81 |
| 13.25% | up to 84 months | 18.33 |
| 15.50% | up to 120 months | 16.44 |
Maximum of $20,000.00 | ||
Vacation Loan | ||
| 5.00% | 12 Months | 85.60 |
Maximum of $5,000.00 | ||
| Frozen Share | ||
| Effective Date: Sunday, October 4th, 2026 | ||
| APR | Term | Payment Amount per $1000 Borrowed |
| 2.50% | 5 Years | 17.75 |
| 4.00% | 10 Years | 10.12 |
| 5.00% | 20 Years | 6.60 |
| New Auto | ||
| APR | Term | Payment Amount per $1000 Borrowed |
| 4.99% | 24 Months | 43.86 |
| 4.99% | 36 Months | 29.96 |
| 4.99% | 48 Months | 23.02 |
| 4.99% | 60 Months | 18.87 |
| 5.50% | 72 Months | 16.34 |
| New auto must have 2500 or less miles and never been titled | ||
| 5.99%** | 84 Months | 14.60 |
| **New auto must have 2500 or less miles and valued at $40,000 or more | ||
| Used Auto | ||
| APR | Term | Payment Amount per $1000 Borrowed |
| 4.99% | 24 Months | 43.86 |
| 4.99% | 36 Months | 29.96 |
| 4.99% | 48 Months | 23.02 |
| 4.99% | 60 Months | 18.87 |
| 5.50%** | 72 Months | 16.34 |
| 5.99*** | 84 Months | 14.60 |
| Used auto must be 5 years old or newer | ||
| ** Vehicle must have a NADA retail value of at least $20,000.00 | ||
| ***Vehicle must have a NADA retail value of at least $40,000.00 | ||
| Older Used Auto | ||
| APR | Term | Payment Amount per $1000 Borrowed |
| 5.50% | 48 Months | 23.26 |
| 5.99** | 60 Months | 19.33 |
An older used auto is 6 to 8 years old ** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old
| ||
| New Motorcycle | ||
| Rate | Term | Payment Amount per $1000 Borrowed |
| 6.99% | 24 Months | 44.76 |
| 6.99% | 36 Months | 30.87 |
| 6.99% | 48 Months | 23.94 |
| 6.99% | 60 Months | 19.79 |
| 7.50% | 72 Months | 17.29 |
| 7.99% | 84 Months | 15.58 |
| New motorcycle must have 2500 or less miles and never been titled | ||
| Used Motorcycle | ||
| Rate | Term | Payment Amount per $1000 Borrowed |
| 6.99% | 24 Months | 44.76 |
| 6.99% | 36 Months | 30.87 |
| 6.99% | 48 Months | 23.94 |
| 6.99% | 60 Months | 19.79 |
| 7.50** | 72 Months | 17.29 |
| 7.99** | 84 Months | 15.58 |
Used motorcycle must be 5 years old or newer ** Vehicle must have a NADA retail value of at least $20,000.00 | ||
| Older Used Motorcycle | ||
| Rate | Term | Payment Amount per $1000 Borrowed |
| 7.64% | 48 Months | 24.24 |
| 7.89** | 60 Months | 20.22 |
Older Used motorcycle is 6 to 8 years old ** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old | ||
| RV Loans | ||
| APR | Term | Payment Amount per $1000 Borrowed |
| New RVs require 5% down payment Used RVs require 20% down based on NADA vaule | ||
| 6.50% | 4 years | 23.71 |
| 7.00% | 5 years | 19.80 |
| 7.25% | 6 years | 17.17 |
| 7.75% | 10 years | 12.00 |
| Home Energy Loan | ||
| Effective Date: 10/01/2026 | ||
| Term | Rate | Payment Amount per $1000 Borrowed |
| 18 Months | 5.25% | 57.89 |
Resources